Stay one-step ahead of risk and opportunity
Monitor the performance and trajectory of your borrowers and loan book, using deep economic and behavioural insights to reduce avoidable impairments and proactively support growing customers
Benefits
Reduce delinquencies and defaults
Use real-time data feeds and proprietary risk signals to proactively manage avoidable impairments and support portfolio health
Identify new market opportunities
Utilise our proprietary Behavioural Model and Outlook index, to turn data and risk science into new commercial opportunities.
Increase strategic agility
Make precise changes to your risk strategy and policy in real-time using our no-code risk management platform
Monitor your customer health in real-time
Track customer health in real-time across, capturing both improvement and deterioration to drive proactive customer service - whether a prompt for best customer contact, or an automatic intervention, for example, a change in limit.
Proprietary Behavioural Model tracks pD in real-time
Track real-time sources including Open Banking transactions
Analyse bureau reports to identify early-warning indicators
Real-time alerts turn insight into immediate action
Make precise, instant changes to risk strategy
Move faster than the market, using our parameterised, no-code infrastructure to adjust risk strategy in minutes, or our composable architecture to integrate new risk models or data sets in hours.
Instantly adjust and implement risk parameters in no-code
Composable model structure
Configure 200+ parameters per product
Align first, second and third lines of defence around common criteria
Holistic, ‘single-pane’ view of your portfolio
Achieve a comprehensive view across entire portfolio, combining performance and utilisation data, with full drill-down from sector to individual loan-level visibility.
Granular drill-down to individual loan level
Track portfolio performance in real-time
Proprietary analysis and support from Abel Risk Science team
Integrate with popular analytics platforms, including Metabase, PowerBI and Tableau
Fully featured across the entire lending journey
Dynamic product selection
Provide multiple product offers throughout your application process, maximising eligibility.
Quick offers in under a minute
Provide customers with multi-product soft offers generated in 60 seconds on 5 data points.
Open Banking driven forecasting
Conduct forward-looking transaction analysis and monitoring via Open Banking connections
Cost-conscious decision making
Smart decision model sequencing optimises accuracy whilst minimising data costs.
Automated fast-track originations
Safely fast-track credit-worthy customers through the approval process.
Customer-level early-warning alerts
Vigilantly monitor customer credit health, enabling proactive customer support.
Behavioural PD analytics
Combine servicing, economic and bureau data to track customer default probability.
Sub-sector economic forecasting
Track economic indicators across 400+ sub-sectors to find unique lending opportunities.
Instant risk parameter adjustment
Execute instant changes to your risk policy with granular, no-code risk parameters.